Huooz

On a Bender of Real Estate Marketing, Sales, and Soul Searching.

micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes
micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes
micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes
micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes
micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes
micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes
micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes
micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say


"Modest yet bold, liberal and fun-loving."
Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.
Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”
Read more | Follow micdotcom


seen on rebloggy.com/quotes

micdotcom:

15 poewrful Jose Mujica quotes no other leader has the guts to say

"Modest yet bold, liberal and fun-loving."

Naming Uruguay the country of the year in 2013, the Economist may very well have described the rising nation’s head of state, President José “Pepe” Mujica.

Known for his unusual frankness, fiery oration and bold leadership to turn ideas into action, the 78-year-old leader possesses and practices the very characteristics that many world leaders fail to emulate. He has also garnered international acclaim for his progressive policies, down-to-earth personality and simple presentation, which has earned him a reputation as “the world’s poorest president.”

Read more | Follow micdotcom

seen on rebloggy.com/quotes

Understanding Where Homeowners Insurance Ends and Liability Insurance Begins

Understanding Where Homeowners Insurance Ends and Liability Insurance Begins
Your homeowners’ insurance policy is split into two sections. The first section covers damage to your home or property, and provides coverage for possessions (like jewelry) that may be lost or stolen. The second portion of your homeowners’ insurance is your liability policy, which provides for damage or bodily harm sustained by someone else on or through your property. Here are the basics of homeowners’ liability insurance policies.

How Does Liability Insurance Work?

Your liability insurance policy provides a standard amount of coverage for each incident. The minimum amount of this coverage is typically $100,000. This coverage applies to occurrences and injuries incurred for which you are considered legally responsible. Common examples of this are a baseball accidentally going through a neighbor’s window or a guest tripping on a loose paver in your backyard.

Your Policy’s Coverage Exceptions

Your liability policy will have some specific exclusions and exceptions. These omissions are listed and described in your policy. According to 360˚ of Financial Literacy, these exceptions typically include:

Intentional injuries or damage.
Damages caused by your family vehicle(s).
Injuries or damages related to business and professional activities, including activities associated with a home office.
This section of your policy will also include a list of conditions you must satisfactorily meet before your coverage takes effect. Usually these conditions will include providing written notice to your insurance company of any occurrences covered by your policy, and punctually forwarding any information related to a claim, such as summons and notices.

If you are dealing with a personal liability claim, take a look at your policy, talk to your insurance provider, or consult with an injury lawyer, like those at Cummings Andrews Mackay LLP, for more specific information on what your policy covers and your legal responsibilities.

When Do I Need More Liability Insurance?

Read more: http://www.firstteam.com/blog/understanding-homeowners-insurance-ends-liability-insurance-begins/#ixzz36TbeOWTR

Gut
A buddy and co worker, a fatefeul combo, emailed me a quote attributed to Simon Sanek today: “Great leaders are those who trust their gut. They are those who understand the art before the science. They win hearts before minds.”  I appreciated this because we are now forever inundated with daily evidence based, data-driven marketing advice.  No thanks, can’t do it, don’t care.  I understand using big data to find your spot and fill that need, but wouldn’t you rather create something that actually incites that  need.  Create service and value that people decide, “Hey that’s actually what I need, not this.”  Big data is for the weak, I know that your gut, not over-thought or second guessed; but your deep down feeling about things is worth way more than any data driven marketing advice.  My gut tells me that even if that may not be 100% true…it’s true enough to trust yourself to be the creative thought leader that you know you can be. Life is too short for all this data, bite me; take in big chunks of life instead and you’ll know what to do.

Gut
A buddy and co worker, a fatefeul combo, emailed me a quote attributed to Simon Sanek today: “Great leaders are those who trust their gut. They are those who understand the art before the science. They win hearts before minds.” I appreciated this because we are now forever inundated with daily evidence based, data-driven marketing advice. No thanks, can’t do it, don’t care. I understand using big data to find your spot and fill that need, but wouldn’t you rather create something that actually incites that need. Create service and value that people decide, “Hey that’s actually what I need, not this.” Big data is for the weak, I know that your gut, not over-thought or second guessed; but your deep down feeling about things is worth way more than any data driven marketing advice. My gut tells me that even if that may not be 100% true…it’s true enough to trust yourself to be the creative thought leader that you know you can be. Life is too short for all this data, bite me; take in big chunks of life instead and you’ll know what to do.

San Francisco, Zillow, and the end of an Industry.

So I took 4 days “off” for a family trip to San Francisco.  I left amongst another round of posts, forwards and texts about how Zillow and their allowance of early listings was going to eliminate the agent….Again.  I wish I had a dollar for every time a listing syndicate company was going to kill the industry.  Regardless, I squinted to read and make sense of the ramifications.

As we headed up the Pacific Coast Highway, me in the passenger seat so I could wield phone in one hand and ipad in the other, the kids in the back, my wife of twenty years gently reminded me to look out the window every so often.  Truly one of the most amazing drives in the world. LA to San Fran and everything in between.  Nobody in that car wanted to be anywhere else, truly beautiful and pixel free.

In San Francisco i was able to wander and really think about the industry in which we operate; where it’s headed, and how we stay relevant.  I realized that of the more than 100 things that our agents do to help a client maximize yield, or accelerate timing, or ensure compliance; most come after someone finds a house… online or off.  

We saw the sights, walked and visited with family, and ate way, way too much.  And on the quicker and less beautiful ride back to LA I also realized that TZR can get as far upstream as possible to deliver listing info., because agents are always going to be there to get people home safely: clearing all conditions, removing all liabilities, and avoiding inspection mistakes, and negotiating contingencies.  And that is something they can’t do on a website.  They are cool big data services, but that is only one step in a hundred that will get your home.

San Francisco, Zillow, and the end of an Industry.

So I took 4 days “off” for a family trip to San Francisco. I left amongst another round of posts, forwards and texts about how Zillow and their allowance of early listings was going to eliminate the agent….Again. I wish I had a dollar for every time a listing syndicate company was going to kill the industry. Regardless, I squinted to read and make sense of the ramifications.

As we headed up the Pacific Coast Highway, me in the passenger seat so I could wield phone in one hand and ipad in the other, the kids in the back, my wife of twenty years gently reminded me to look out the window every so often. Truly one of the most amazing drives in the world. LA to San Fran and everything in between. Nobody in that car wanted to be anywhere else, truly beautiful and pixel free.

In San Francisco i was able to wander and really think about the industry in which we operate; where it’s headed, and how we stay relevant. I realized that of the more than 100 things that our agents do to help a client maximize yield, or accelerate timing, or ensure compliance; most come after someone finds a house… online or off.

We saw the sights, walked and visited with family, and ate way, way too much. And on the quicker and less beautiful ride back to LA I also realized that TZR can get as far upstream as possible to deliver listing info., because agents are always going to be there to get people home safely: clearing all conditions, removing all liabilities, and avoiding inspection mistakes, and negotiating contingencies. And that is something they can’t do on a website. They are cool big data services, but that is only one step in a hundred that will get your home.

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